Data Disclaimer

1. Nature of Data

AFXO aggregates foreign exchange rate data from multiple third-party sources. You acknowledge and understand that:

• All FX rates are indicative only and may differ from actual market rates
• Data may be delayed, incomplete, or contain errors
• Historical data may be revised or corrected without notice
• Confidence scores and risk metrics are algorithmic estimates, not guarantees

2. Public vs. Production Data

Only authenticated API subscribers with appropriate subscription tiers receive production-grade data suitable for operational use.

3. No Financial Advice

Nothing on this website or in our services constitutes financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. AFXO does not recommend or endorse any specific currencies, investments, or trading strategies.

4. Third-Party Data Sources

We aggregate data from multiple third-party sources. We do not control these sources and make no representations about their accuracy, reliability, or availability. Source availability may change without notice.

We do not publicly disclose our specific data sources to protect our methodology and prevent gaming of our aggregation algorithms.

5. On-Chain Data

FX rates published to blockchain networks via our oracle smart contracts:

• Are subject to blockchain network conditions (congestion, gas prices, finality)
• May have update delays due to network conditions
• Are immutable once published but may be superseded by newer data
• Should be validated against confidence scores before use in smart contracts

6. Emerging Market Considerations

FX data for emerging market currencies (including African currencies) may be subject to:

• Lower liquidity and wider spreads than major currency pairs
• Capital controls and regulatory restrictions
• Multiple exchange rate regimes (official vs. parallel markets)
• Higher volatility and sudden rate movements
• Limited market hours and settlement windows
• Fewer reliable data sources

Our confidence scores attempt to reflect these factors, but users should exercise additional caution with emerging market data.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AFXO AND DIGITALYZE LABS LTD. SHALL NOT BE LIABLE FOR ANY LOSSES, DAMAGES, OR COSTS ARISING FROM YOUR USE OF OR RELIANCE ON OUR DATA, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, SETTLEMENT FAILURES, OR SMART CONTRACT VULNERABILITIES.

8. User Responsibility

You are solely responsible for:

• Verifying data accuracy for your use case
• Implementing appropriate validation and error handling
• Complying with applicable laws and regulations
• Conducting your own due diligence
• Maintaining appropriate risk management practices

9. Questions

If you have questions about this disclaimer or our data practices, please contact us: